10JILI Maya — Casino Caps, Charges & Timing
Maya is a Philippine payment rail — regulation: Bangko Sentral ng Pilipinas, in its roles of Electronic Money Issuer and registered Operator of Payment System.
- Operator
- The company now called Maya Philippines, Inc., once PayMaya Philippines and before that Smart Money
- Regulator
- Bangko Sentral ng Pilipinas, in its roles of Electronic Money Issuer and registered Operator of Payment System
- Wallet limit
- Starting at PHP 50,000 for Basic, the monthly figure climbs to PHP 100,000 at the Upgraded tier, PHP 500,000 for Super Users and PHP 5,000,000 for Ultimate Users
- Per-transaction cap
- At the Upgraded tier, two limits apply: PHP 20,000 for each transaction to another Maya user, and PHP 50,000 each day when InstaPay carries a transfer out.
- Settlement
- instant on InstaPay and between two e-wallets, and within the same banking day on PESONet
- Figures as of
- 2026-09
This section is about Maya as a payment method, covering who runs it, how it is licensed and what it publishes on limits and fees.
Maya at a glance
| Field | Value |
|---|---|
| Operated by | The company now called Maya Philippines, Inc., once PayMaya Philippines and before that Smart Money |
| Regulated by | Bangko Sentral ng Pilipinas |
| Wallet limit | Starting at PHP 50,000 for Basic, the monthly figure climbs to PHP 100,000 at the Upgraded tier, PHP 500,000 for Super Users and PHP 5,000,000 for Ultimate Users |
| Per-transaction cap | At the Upgraded tier, two limits apply: PHP 20,000 for each transaction to another Maya user, and PHP 50,000 each day when InstaPay carries a transfer out. |
| Settlement | instant on InstaPay and between two e-wallets, and within the same banking day on PESONet |
| Published fees | Maya’s cash-in page says that selected partners charge no fee up to PHP 8,000 a month combined, with 2 per cent applying to the excess. Maya’s own site is the source of that figure, though it was not re-fetched during verification, which gives it less weight than the GCash schedule above that was read directly. |
Maya states these as MONTHLY wallet limits. The ceiling, as GCash states it, is the balance held at any given time. However often the two are presented as comparable, they measure different things, and setting them side by side means nothing.
The figures on this page are a point-in-time record taken in 2026-09. Payment providers alter their limits and fees whenever they like, without telling anyone, so only the provider’s own page stays current.
What Maya says about gambling transactions
Reading Maya’s e-wallet terms and conditions directly turned up no gambling clause, only general bans on illegal activity and anti-money-laundering breaches. Its CREDIT CARD terms belong to a separate product; there, ‘illegal gambling or unauthorized game of chance’ is a restricted transaction and the card may be suspended or cancelled as the stated consequence. BSP Memorandum M-2025-029 of August 2025 also applied to Maya, which took out its in-app gambling and gaming links as a result. The difference between the two products matters, since a restriction in a credit card agreement does not restrict the wallet.
Verification tiers
- Basic — A monthly wallet limit of PHP 50,000 and a daily purchase limit of PHP 50,000. At this tier a Maya user can neither send to other Maya users nor make bank transfers via InstaPay
- Upgraded — Three things are asked for: a video selfie, a valid ID and a verified address. A wallet limit of PHP 100,000 per month, daily purchases of up to PHP 100,000, sends to a Maya user capped at PHP 20,000 per transaction and PHP 100,000 per day, and InstaPay out limited to PHP 50,000 per day and PHP 100,000 per month
- Super Users — A wallet limit of PHP 500,000 per month, matched by PHP 500,000 daily limits on purchases and sends Maya does not say what an account needs to reach this tier
- Ultimate Users — The wallet is limited to PHP 5,000,000 a month, and daily purchases and sends are each limited to PHP 5,000,000. Maya does not say what an account needs to reach this tier
The published ceiling of Starting at PHP 50,000 for Basic, the monthly figure climbs to PHP 100,000 at the Upgraded tier, PHP 500,000 for Super Users and PHP 5,000,000 for Ultimate Users applies to the tier stated above, not to every account.
How fast money actually moves
Maya settles instant on InstaPay and between two e-wallets, and within the same banking day on PESONet. That speaks for the rail rather than the casino: a withdrawal can sit with the operator for its own review before it reaches Maya at all, and that review is usually the source of the waiting time.
A per-transaction cap of At the Upgraded tier, two limits apply: PHP 20,000 for each transaction to another Maya user, and PHP 50,000 each day when InstaPay carries a transfer out. applies, which is why a larger transfer sometimes has to be split.
Paying with Maya at 10JILI
- Log in at 10JILI, then open up the cashier.
- Maya is what you want from the list of payment methods that the cashier shows against your account.
- Check that your 10JILI account and your Maya account carry the same name.
- The cashier screen lists the minimum, the maximum and any fee; read those, then confirm the amount.
Because the cashier screen carries the live limits for your account, check it ahead of a first deposit with each new method.
FAQ
How do I pay with Maya at 10JILI?
Log in, head to the cashier, and select Maya among the methods it shows for your account. Before you confirm, the name must match on both accounts and the limits shown in the cashier need checking.
Does Maya charge fees?
Published fees: Maya's cash-in page says that selected partners charge no fee up to PHP 8,000 a month combined, with 2 per cent applying to the excess. Maya's own site is the source of that figure, though it was not re-fetched during verification, which gives it less weight than the GCash schedule above that was read directly.. Providers revise these without notice.
What is the Maya wallet limit?
Starting at PHP 50,000 for Basic, the monthly figure climbs to PHP 100,000 at the Upgraded tier, PHP 500,000 for Super Users and PHP 5,000,000 for Ultimate Users, at the tier the provider states. Lower tiers carry lower ceilings.
Who regulates Maya?
Maya — regulation: Bangko Sentral ng Pilipinas, in its roles of Electronic Money Issuer and registered Operator of Payment System. That covers the rail, not the casino.